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What are the results whenever a creditor takes me personally to court in Scotland?

What are the results whenever a creditor takes me personally to court in Scotland?

The initial notification will be a writ or summons if a creditor is taking you to court in Scotland. This document will include details of your creditor, the total amount owed, title associated with court, and just just just what the sheriff happens to be required doing.

You’ll want to react by the date specified into the summons or writ, permitting the court understand your intentions. You can find five choices in this respect:

Advise the court which you owe the funds , and spend your debt in complete.

Concur that your debt exists , but request a right time to cover way or time and energy to spend purchase. If one among these is awarded, a decree will tell you just how much you’ll want to spend.

Inform the court you owe your debt, but don’t request a period to cover way or order – this can bring about a decree being granted because of the court, buying you to definitely repay your debt in complete, plus any interest and court costs.

Advise the court you don’t owe your debt – in this full situation a court hearing will likely to be set in order that both events can place their instance. The court will pay attention to both edges and make their decision then.

Usually do not respond to your writ or summons – you to pay the original debt, plus interest and the court’s expenses if you do not respond at all, the court will issue a decree ordering. Failing continually to payday loans Palm Desert spend during this period can lead to your creditor taking ‘diligence’ measures against you, but initially they should serve a fee for payment and deliver you a financial obligation Advice and Suggestions Package (DAIP). Mehr erfahren »